Category: Grants & Rebates

Eligible vs excluded services

Conditions

• Be 70 or older at year end
• Live in Quebec
• Pay for eligible services provided at your home
• Keep invoices with the provider’s name and contact details

The credit can also be paid in advance, monthly. For equipment like grab bars or a stairlift, see the seniors’ autonomy credit. Official information on the Revenu Québec website (in French).

General, non-tax information checked in October 2026. See Revenu Québec for exact amounts and thresholds.

Who is eligible

• A person with a significant, persistent disability affecting daily activities
• The owner of the home where they live, or a tenant with the owner’s consent
• A needs assessment by a health professional, often an occupational therapist, is generally required

Examples of work

• Access ramp or platform lift
• Wider doors and level thresholds
• Accessible shower, grab bars, adapted sink
• Stairlift or home elevator when needed
• Kitchen or bedroom layout changes

Steps

1. Register online, or with a paper form on request from the SHQ.
2. Get the needs assessment by the designated professional.
3. Get quotes from licensed contractors for the recommended work.
4. Wait for authorization before starting.

Official source: Home Adaptation Program on Québec.ca (in French).

Information checked in October 2026. Confirm conditions with the Société d’habitation du Québec before work.

The two credits

Good to know

• The same expense generally can’t be claimed twice, for example as both medical expenses and home accessibility.
• Keep detailed invoices including installation.
• For major work, the Home Adaptation Program can cover a larger share.

Official information: home accessibility expenses on Canada.ca and the Revenu Québec website.

General, non-tax information checked in October 2026. Consult Revenu Québec, the Canada Revenue Agency or a professional.

Main conditions

• The new unit must be a self-contained secondary unit with a private entrance, kitchen, bathroom and bedroom
• It must let the eligible person live with an eligible relative
• Work by qualified contractors, with permits where required
• Claimed for the year the renovation period ends

Example projects

• Basement apartment conversion
• Home addition or extra storey
• Garage converted to living space

Expenses already claimed as medical expenses or home accessibility can’t be claimed twice. Official information: multigenerational home renovation tax credit on Canada.ca.

General, non-tax information checked in October 2026. Consult the Canada Revenue Agency or a professional.

Golden rule: wait for confirmation that your application is accepted before starting work, or you may lose the grant.

Key amounts

Example work

• Wall, attic and foundation insulation
• Foundation stabilization, such as piles
• Backwater valves, watertight entry and garage doors
• Green roofs and other heavy-rain measures

Documents to prepare

• Certificate of location and proof of ownership
• Photos of facades or the elements involved
• Property assessment roll extract
• Precise details of planned work, hence the value of detailed quotes

You apply online on the City of Montreal website, montreal.ca, RénoPlex section. For flood protection, see also the new Rénoclimat aid.

Information checked in October 2026. Exact terms are published by the City of Montreal: confirm them before work.

Usual conditions

• Owner-occupier of a home in an eligible rural territory
• Income below the program thresholds
• Building value under the program cap
• A major defect confirmed by an accredited inspector during a visit
• No RénoRégion aid in the previous 5 years

Examples of major defects

• Leaking or worn-out roof
• Cracked or unstable foundation
• Defective windows and doors
• Dangerous wiring or plumbing
• Non-compliant septic system

How to apply

1. Contact your RCM or municipality for the budget and deadline.
2. Fill out the form with all required documents.
3. An accredited inspector visits and writes the work specification.
4. Get quotes from RBQ-licensed contractors and wait for authorization.

For a septic system, see also the $5,500 tax credit.

Information checked in October 2026. Thresholds and budgets vary by RCM: check with yours or the Société d’habitation du Québec.

Order of steps

1. Safety first: cut power if water nears outlets or the panel, if safe.
2. Document: photos and videos of all damage before cleanup.
3. Call your insurer: government aid complements insurance.
4. Register as affected with your municipality.
5. Apply to the Ministry of Public Security with the required documents.
6. Dry out fast to limit mould, then repair.

What the program may cover

• Some damage to the principal residence and essential belongings
• Temporary lodging costs during an evacuation
• In some cases, measures to protect the home from imminent flooding

Amounts, exclusions and areas are set by the program and by decree for each event. Check with the Ministry of Public Security.

After the flood: protect for next time

A backwater valve and battery-backed sump pump greatly reduce backup risk. Rénoclimat’s new Adaptation stream helps fund them: see our guide. In Montreal, see also RénoPlex.

General information checked in October 2026. Compensation conditions are set by the government for each event: confirm them with the Ministry of Public Security.

Legal reminder: in Quebec, since December 31, 2023, installing, replacing or doing a major repair on an oil heating appliance is prohibited. If your furnace fails, converting becomes mandatory.

Remaining aid

• LogisVert (Hydro-Québec): heat pumps, geothermal, heat storage. See our LogisVert guide.
• Rénoclimat (Quebec): insulation, air sealing, doors and windows. See Rénoclimat 2026.

The federal Oil to Heat Pump Affordability program is no longer taking new registrations in 2026.

Conversion steps

1. Assess the house: insulation, electrical service, heat distribution.
2. Choose the system: central or ductless heat pump, geothermal, or baseboards with heat storage.
3. Remove the oil tank to standards, by a qualified professional.
4. Upgrade the electrical service if needed, by a master electrician.
5. Claim the rebates with invoices and proof.

Official information: residential oil heating on Québec.ca (in French).

Information checked in October 2026. Programs change: confirm available aid before work.

Deadline: the contractor agreement must be signed before April 1, 2027. Septic contractors are in high demand in spring: plan now.

Who is eligible

• Resident of Quebec on December 31 of the claim year
• Owner of the dwelling: principal residence or, under conditions, cottage
• Work done by a qualified contractor
• Expenses paid in the claim year

Recognized work

• Building, renovating, modifying or rebuilding a septic system
• Replacing a cesspool with a compliant septic tank
• Expanding or replacing a leach field
• Some professional services tied to the work, such as soil studies

Claim it on your Quebec tax return with form TP-1029.AE. Official source: Revenu Québec septic system credit (in French).

General, non-tax information checked in October 2026. Consult Revenu Québec or a professional for your situation.

Key figures

Conditions

• Be the homeowner
• New panels bought from a merchant established in Quebec
• Grid connection and official Hydro-Québec authorization
• Invoices and equipment compliance certificates
• Electrical connection by a master electrician

Pitfalls

• Aging roof: replace it first. See our flat roof cost guide.
• Overestimated output: get a written annual production estimate.
• Payback: electricity is cheap in Quebec; compare several studies.

Information checked in October 2026. Full terms are published by Hydro-Québec on logisvert.ca: confirm them before buying.